Mit der letztmaligen Höchstrechnungszinssenkung zum Jahresbeginn 2022 wurde der Schritt der klassischen Lebensversicherung in Richtung Auslaufmodell weiter beschleunigt. Auf der anderen Seite begünstigt diese Entwicklung das Angebot von fondsgebundenen Produkten am Markt. Bereits vor der Absenkung wiesen solche Produkte, inklusive Mischformen mit Garantien, im Neugeschäft einen Anteil von 50 %...
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